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Product Suites
Loans offered range from P 2 000 to P 500 000
with easy terms from 3 to 84 months
What you need to apply for a Loan
  • Your OMANG
  • Latest original payslip
  • Last 3 months' bank statements
  • Proof of employement
  • Settlement quotes of past loans from another micro-lenders, if applicable
Caution: Borrowing more than you can afford to repay could lead to severe financial difficulty
Top-Ups
Available to existing clients for those unforeseen emergencies. call us to find out if you qualify for a Top-Up.
Farm Upgrades
Important farm upgrades are just a call away

We offer loans to help farmers get the financing they need to start, expand or maintain a family farm and thereby provide an essential gateway into agricultural production by financing the cost of operating a farm.

The Loan can be used to purchase livestock, seed and equipment. It can also cover farm operating costs and family living expenses while a farm gets up and running. This can also help with paying closing costs, constructing or improving buildings on the farm, or to help conserve and protect soil and water resources.

Home Improvement
Add value to your property today

Home improvements can be expensive, especially if you are remodelling a room or building an extension to your home. The Afritec Home Improvement Loan can help pay for your home improvements.
This loan allows you to finance home repairs and updates, which can improve your home’s retail value and aesthetic appeal. It can be used as an up-front payment for the changes you want to make, such as home repairs, installing a new bathroom, extending your home or remodelling your kitchen, and more.

Small Business
Get the financial boost your Small Business needs

Small businesses rely on a vision, a passion to succeed, and cash flow. We offer a variety of financing options for your business to operate the way you want it to. From purchasing inventory and materials and refinancing debt, to accessing operating capital and financing account receivables, you’ll find that an Afritec loan is as versatile as your business.

Leverage your equity and invest in your business by purchasing the land, buildings, tools or equipment your business needs to grow. You can even use the loan to support ongoing expenses.

Education
Kick-start your career with AFRITEC

We offer education and student loans which can be used to meet the expenses associated with your studies. These loans are simple and cover all your education-related expenses. This allows you to spend more time focusing on your studies and less time worrying about how to pay for it.

Our goal is to make things easier for you by guiding you every step of the way in finding the right education financing solution. We value your dreams and are here to help you with your unique needs.

Travel
Found your dream destination? We can get you there!

You work hard to lead your lifestyle. So when it’s time to take a well-deserved break, you can now book the holiday of your dreams without having to wait while slowly building up your savings.

The Afritec Travel Loan will help cover everything you need, from airfares and accommodation to tours and even travel accessories. Yes, your dream destination is now within reach with a flexible financing plan. And so you can enjoy your holiday while on holiday, you can also get the freedom to keep some extra cash for shopping and other expenses or use your credit line if any unexpected expenses or emergencies arise.

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