Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Afritec’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term ‘Afritec’ or ‘Afritec (Pty) Ltd.’or ‘us’ or ‘we’ refers to the owner of the website whose registered office is Plot 50273/4 Magochanyama Road, Block 3 Industrial, Gaborone. Our company registration number is BW00000829741, registered in Gaborone, Botswana. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.

• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

• All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

• From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

• Your use of this website and any dispute arising out of such use of the website is subject to the laws of the Republic of Botswana.

Introduction

We take privacy very seriously. Our organization follows all applicable Botswana laws and where necessary we may have additional processes in place to protect your data.

Who we are?

Afritec (Pty) Ltd. is a provider of financial services.

What information do we collect?

We collect personal and financial data when a user applies for a loan. This data will be used for purposes of processing and reviewing your financial application.

We do not share data with any 3rd parties unless required by law or for credit vetting purposes.

How do we use personal information?

Your data may be used for the following purposes.

• personalisation of content, business information or user experience
• account set up and administration
• delivering marketing and events communication
• providing a loan
• legal obligations (eg prevention of fraud)
• meeting internal audit requirements

What legal basis do we have for processing your personal data?

• contract – Your information may be used to start an application process.
• legitimate interests – You may be interested in applying for a loan with Afritec.
• legal obligation - – Your information may be used to comply with KYC, Covid-19 and other relevant legislation as prescribed by Botswana Law.

When do we share personal data?

We treat personal data as confidential.

Data will only be shared with a 3rd party as part of the credit vetting process and only as much as absolutely required in order to process your application.

Data may be shared with BOTUSAFE, Transunion ITC or Compuscan if needed to process an application.

How do we secure personal data?

We use a variety of industry-standard techniques to secure your data.

All data access is limited based on a “need to use” principle.

How to contact us?

Afritec Head Office - 3670702

If applicable, you may also include information on:

Use of cookies and other technologies

This site may make use of tracking cookies and other technologies to correctly identify your location/time zone.

Linking to other websites / third-party content

This site may provide links to external websites. This does not mean we endorse or take responsibility for any content provided by the linked site.

Afritec adheres to Regulation by NBFIRA, Consumer Protection Act and Data Protection Act. By completing this Loan Application form you consent to the collection of personal sensitive data by Afritec. Afritec has all the necessary safeguards in place to ensure that the information shall be held as confidential at all times and shall not be disclosed to any 3^rd Party without the applicant’s consent.

The information contained in this website is for general information purposes only. The information is provided by Afritec (Pty) Ltd. and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website, you are able to link to other websites which are not under the control of Afritec (Pty) Ltd.. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, Afritec (Pty) Ltd. takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.